UK House Price Growth Calculator

Use the percentage increase calculator to compute year-on-year HPI changes; or compound the long-run rate.

Updated May 2026, using HMRC 2026/27 rates and current ONS / gov.uk figures.

UK long-run nominal HPI is around 5-6%/yr (1995-2024 average), but with significant variation by region and over time. London peaked, the North has seen catch-up. Use HM Land Registry HPI for accurate area-specific figures.

Worked examples

£250k property at 4% HPI for 10 years: £370k

£250k at 2% (slow market): £305k

£250k at 8% (peak boom): £540k

Sources: HM Land Registry UK House Price Index · ONS Consumer Price Index · retrieved 2026-05-12.

Frequently asked questions

What's the long-run UK HPI?

Nominal long-run average is 5-6%/yr. After CPI inflation, real HPI is typically 1-3%/yr.

Where can I check my area?

HM Land Registry's HPI explorer (linked in sources) lets you select region and time range.